Got a savings account for the kids’ education, a future luxury purchase, or just a nest egg? I don’t need to tell you that you’re not getting rich from this kind of investment: it’s really safe, but the cost of that safety is a really paltry rate of return. But, what are you going to do: investments that pay better involve higher levels of risk, and if we could afford to lose money, we wouldn’t be putting it in a savings account in the first place, right?
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